According to court documents, Li’s client, a 54-year-old woman, suffered a concussion and annular tears to her cervical (neck) and lumbar (lower back) discs when she was struck on the passenger side when another driver improperly changed lanes on Alma Street near the Caltrain station in Palo Alto, CA on July 17, 2018.
Li’s client was on her way home after dropping off her daughter at the Caltrain station. After the impact, Li’s client refused an ambulance and went to see a chiropractor the same day for her injuries. Later, she checked into an emergency room for neck pain. Her primary care doctor diagnosed her with neck strain and concussion. At the time of the collision, Li’s client was a part-time administrative assistant and a part-time real estate agent. Due to her injuries, she had to quit her real estate job and became a full-time administrative assistant to minimize her loss of wages.
Both the other driver and Li’s client have Travelers Commercial Insurance Company. On January 8, 2020, Li’s client filed a lawsuit in Santa Clara Superior Court (Case No. 20CV361494). The case reached the $100,000 policy limit settlement on July 20, 2020 with the other driver’s insurance. Li’s client then demanded arbitration against his own insurance company for underinsured motorist coverage that carries another $400,000 policy limit.
Travelers disputed that Li’s client suffered a concussion and annular disc tears in his cervical and lumbar spine, but less than 2 weeks before the arbitration for the underinsured motorist claim, Travelers filed the second limit of the insurance policy. $400,000 on July 20, 2022.
“I am glad that Travelers has finally stepped up and fulfilled their contractual obligation to pay their own insured for the personal injuries they sustained. That’s what insurance is for,” said Teresa Li.
About Teresa Li, Law Offices of Teresa Li, PC
Teresa Li has recovered more than $20 million on behalf of injured clients. She specializes in traumatic brain injuries/concussions in addition to other practice areas including brain injuries, automobiles, trucks, bicycles, and motorcycle accidents, wrongful death and more. Li has been repeatedly selected by Super Lawyers Magazine as a Super Lawyers Rising Star and has been included in the list of Top Women Attorneys in Northern California. She is a member of the Litigation Counsel of America, which only 0.5% of attorneys are invited to join. For more information, call (888) 635-3259 or visit http://www.lawofficesofteresali.com. The law office is located at 315 Montgomery Street, 9th Floor, San Francisco, CA 94104. To read more about Teresa Li in the news, visit the Law Offices of Teresa Li, PC.
FONT: Law Offices of Teresa Li, PC